Zoryana Rawlins' Blog

Pros and cons of HOAs
Posted on 12/09/2019
Pros and cons of HOAs
Photo by Bryan Clayton via Pixabay If you buy a townhouse or condo, you’ll find that you’re more than likely a member of a Homeowners Association, or HOA. What that means, in a nutshell, is that you, along with everyone else in your community, own the exterior of the buildings and the common areas. If your roof fails,...
+ 1 more
Read More
Banquet Style Outdoors: How to Show Off Your Entertainment Spread
Posted on 12/08/2019
Banquet Style Outdoors: How to Show Off Your Entertainment Spread
Photo by Agung Pandit Wiguna from Pexels You see it in your favorite magazines -- or maybe on Pinterest. The ultimate outdoor dining and entertainment experience has elevated basic hosting to an art form, and you can use your existing set up to create a truly spectacular experience for your family and your guests. Follow the tips below...
+ 1 more
Read More
Contingency Clauses 101
Posted on 12/06/2019
Contingency Clauses 101
If this is your first time buying a home, you might feel a bit intimidated by the purchase contract. Contracts are often filled with industry and legal jargon, making them difficult to understand for the average buyer and seller. Contingencies in particular give some buyers cause for concern because their contract depends on the contingencies being fulfilled. However, in...
+ 1 more
Read More
Benefits of Adding a Pergola
Posted on 12/04/2019
Benefits of Adding a Pergola
Photo by marcdenning via Pixabay Adding square footage of living space to your home is always a sound investment. Not only does it give you and your family more space to play, but it adds resale value, too -- even if the square footage you add is outdoors. A well-designed and constructed pergola does both. It provides shade...
+ 1 more
Read More
Pre-Qualification and Pre-Approval: Two Different Steps
Posted on 12/02/2019
Pre-Qualification and Pre-Approval: Two Different Steps
Photo by Tayeb Mezahdia via Pixabay When you start looking for your dream home, you need to know how much mortgage you will qualify for. Your real estate agent might ask you to get a pre-qualification letter. However, just because you are pre-qualified doesn’t mean that you will get the loan. You need a pre-approval for that, and...
+ 1 more
Read More
Limit Stress As You Prepare to List Your Home
Posted on 12/01/2019
Limit Stress As You Prepare to List Your Home
Preparing to list a house can be a stressful time for any home seller. Fortunately, we're here to help you alleviate stress as you get ready to add your home to the real estate market. Now, let's take a look at three tips to help you minimize stress as you prepare to list your residence. 1. Reach Out to...
Read More
Selecting a Fireplace
Posted on 11/27/2019
Selecting a Fireplace
Image by Breadmaker from Shutterstock A fireplace is a cozy addition for a home that can add aesthetic value as well as warmth to your space. Whether you’re building new, retrofitting, or shopping for the perfect home there are options for most situations. You’ll find many design options as you start to shop but the initial consideration should...
+ 3 more
Read More
How Does a Balloon Mortgage Work?
Posted on 11/25/2019
How Does a Balloon Mortgage Work?
Image by Jojje from Shutterstock Many people own homes through a mortgage agreement. Traditional mortgages are primarily fully amortized or gradually paid off with regular payments over the lifetime of the loan. Each payment contributes to both the principal and the interest. A balloon mortgage is a short-term home loan with fixed-rate monthly payments that only take care...
+ 1 more
Read More
How To Take The Curse Off Cleaning Your Home
Posted on 11/24/2019
How To Take The Curse Off Cleaning Your Home
Cleaning your home can always seem like an ever daunting task, but it truly doesn’t have to be. If you spend the time to keep up with your home in small chunks and keep your cleaning routine organized, cleaning can be a breeze. Take a peek at the tips laid out below to discover how to make cleaning an...
Read More
How to Write a Successful Offer Letter
Posted on 11/22/2019
How to Write a Successful Offer Letter
Making an offer on a home you’re hoping to buy is a stressful endeavor. You want your offer to stand apart from others, and if you don’t feel comfortable increasing the offer, a personalized letter is a good way to explain your situation and possibly sway the seller in your favor. Sounds good, right? But when most of us...
Read More
Commonly Asked Questions About FHA Home Loans
Posted on 11/20/2019
Commonly Asked Questions About FHA Home Loans
If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved. There are many misconceptions about FHA loans since they’re often advertised by...
+ 2 more
Read More
Key Differences and Terms: Property Insurance vs Homeowners' Insurance
Posted on 11/18/2019
Key Differences and Terms: Property Insurance vs Homeowners' Insurance
Photo by Steve Buissinne via Pixabay Often used interchangeably, the terms “property insurance” and “homeowners’ insurance” sometimes confuse new homebuyers. Homeowners’ insurance is a specialized form of property insurance. By “property” the insurance industry means anything that you own. Under that category come homeowners’ insurance and even renters’ insurance. These products cover single-family houses, condominiums and a renter’s...
+ 3 more
Read More
Showing Results
1 - 12 of267